10th Annual Bank Regulation Research Conference

February 20, 2026
8:00 a.m. to 5:00 p.m.
2026-02-20 08:00:00 2026-02-20 17:00:00 10th Annual Bank Regulation Research Conference Columbia SIPA America/New_York public
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The tenth annual Conference on Bank Regulation, co-hosted by Columbia University School of International and Public Affairs and the Bank Policy Institute, took place on February 20, 2026. Each year, the conference brings together academics, regulators, and practitioners to discuss the latest research on banking and bank regulation. Find the speakers' biographies here.

 

This conference aims to improve dialogue across the major stakeholders in financial regulatory policy.

 

Paper Session 1:  Innovation and Automation in Banking

  • Patrick Moran, Federal Reserve Board

    Automated Credit Limit Increases and Consumer Welfare

     

  • Alvaro Contreras, Boston University

    Outsourcing and Competition in the Banking Sector: The Rise of Cloud Service Providers

 

  • Discussants: Nicola Pierri, IMF; Marc Saidenberg, Ernest and Young

  • Moderator: Dan Grodzicki, BPI

     

Paper Session 2:  Supervision

  • Stephan Luck, Federal Reserve Bank of New York

    Supervising Failing Banks

 

  • Mehdi Beyhaghi, Federal Reserve Board

    Bank Supervision as Information Production:  Evidence from U.S. Bank Holding Companies             

      

  • Discussants: Rimmy Tomy, University of Chicago; Sarah Dahlgren, McKinsey
  • Moderator: Sigridur Benediktsdottir, Columbia SIPA

 

Conversation with Lorie K. Logan, President and CEO, Federal Reserve Bank of Dallas

  • Moderator: Patricia C. Mosser, Columbia SIPA

 

Paper Session 3: Digitalization and Banking

  • Stephen Karolyi, George Mason University

    Blocking the Credit Chain:  Cryptocurrencies, Deposits and Bank Loan Growth

 

  • Sergey Sarkisyan, Ohio State University    

    Digital Payments and Monetary Policy Transmission

 

  • Discussants: Marco Macchiavelli, University of Massachusetts; Peter Serene, Curinos
  • Moderator:  Kathryn Judge, Columbia Law School

 

Panel Discussion: Digital Innovation and Banking, What happens next?

  • Biswarup Chatterjee, Citigroup
  • Dante Disparte, Circle
  • Julapa Jagtiani, Federal Reserve Bank of Philadelphia
  • Yawar Shah, Columbia SIPA
  • Moderator:  Bill Nelson, BPI

Please note:  To encourage frank and open exchange, the conference will be conducted under Chatham House Rule.  All attendees are welcome to use the information from the conference, but they may not attribute specific statements to individuals or institutions.  President Logan’s remarks will be on the record.